Compliance & Security

At E-Merchant, we prioritize security, compliance, and data protection. Our platform is built on a foundation of industry-leading standards and practices to ensure your business and customer data remains secure.

PCI DSS Compliance

E-Merchant maintains Level 1 PCI DSS compliance, the highest level of certification available in the payments industry. We undergo regular audits and assessments to ensure our systems meet or exceed all PCI requirements.

  • Annual on-site security assessments
  • Quarterly network scans
  • Rigorous security policy maintenance
  • Continuous monitoring and testing

KYC & AML Compliance

We implement comprehensive Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures to prevent fraud and ensure regulatory compliance.

  • Identity verification for all merchants
  • Business verification and underwriting
  • Transaction monitoring systems
  • Suspicious activity reporting
  • Regular risk assessments

Data Protection & Privacy

E-Merchant is committed to protecting your data and respecting your privacy. We maintain compliance with global data protection regulations.

  • GDPR compliance for European users
  • CCPA compliance for California residents
  • End-to-end encryption for sensitive data
  • Data minimization principles
  • Regular privacy impact assessments
  • Transparent data processing practices

Card Network Compliance

We adhere to all card network rules and regulations, including those set by Visa, Mastercard, American Express, and Discover.

  • Registered payment facilitator
  • Compliance with card brand rules
  • Secure card data handling
  • Chargeback monitoring and prevention
  • Regular compliance reporting

Security Measures

Infrastructure Security

  • SOC 2 Type II certified data centers
  • 24/7 monitoring and intrusion detection
  • Multi-layered firewall architecture
  • Regular penetration testing
  • Vulnerability scanning and patching

Application Security

  • Secure development lifecycle
  • Regular code reviews and security testing
  • Multi-factor authentication
  • Role-based access controls
  • API security with rate limiting and encryption

Certifications & Attestations

PCI DSS Level 1

Highest level of payment security certification

SOC 2 Type II

Audited security, availability, and confidentiality controls

ISO 27001

International standard for information security management

Regulatory Compliance

E-Merchant maintains compliance with relevant financial and data protection regulations, including:

Bank Secrecy Act (BSA)
Electronic Fund Transfer Act (EFTA)
General Data Protection Regulation (GDPR)
California Consumer Privacy Act (CCPA)
Payment Services Directive 2 (PSD2)
Strong Customer Authentication (SCA) requirements

Have Questions About Our Compliance?

Our team is available to discuss our compliance programs and how they can help your business meet its regulatory obligations.

Contact Support Email Compliance Team